Deborah Peck Century 21 Landmasters

If you’re trying to raise your credit score to get a good rate for a refinance or HELOC, you might be surprised by what affects—or doesn’t affect—your score.You have to keep your credit score up in case you want to take out a second mortgage or home equity line of credit (HELOC), or get the lowest premiums on your home ...

Take a minute to find out the housing news in your area.  Please click on the link below: http://DebPeck.housingtrendsenewsletter.com

The first time home buyers tax credit extension has seen approximately 314,000 home buyers file fax returns.  At $8000 per home buyer that is a cost of about $154 million for the Treasury.  The Treasury estimates that 1.5 million buyers will use the credit before the expiration on November 30th, 2009.  To receive the tax credit, the ...

Some people, particularly first time home buyers, feel intimidated at the thought of making a large down payment on a house. Sometimes, too, they feel some confusion about how much will be required. The size of your down payment will depend on the price of the home you want to buy. It will also depend on your ability to pay, and the type of ...