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Getting approved for a Loan

Taking out a loan can be the most stressful part of the home-buying process. Transactions typically take at least a month to complete. Having your financial situation scrutinized can be an uncomfortable process. Worrying about whether you will be approved
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FHA Waives Anti-Flipping Rule Through Year-End to Speed REO Sales

By: Carrie Bay The Federal Housing Administration ( FHA ) is extending the temporary waiver of its property anti-flipping rule through the end of 2012. FHA rules typically prohibit insuring a mortgage on a home owned by the seller for less than 90 days.
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Housing Crisis to End in 2012 as Banks Loosen Credit Standards

Capital Economics expects the housing crisis to end this year, according to a report released Tuesday. One of the reasons: loosening credit. The analytics firm notes the average credit score required to attain a mortgage loan is 700. While this is higher
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2011-2012 Cost vs. Value: Which Remodeling Projects Pay Off the Most?

By Melissa Dittmann Tracey, REALTOR® Magazine When tackling home remodeling projects, you’ll find some projects pay off more than others at times of resale. Remodeling Magazine , in conjunction with REALTOR® Magazine, recently released findings
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2011 Energy Tax Credits: What You Need to Know to Collect

2011’s federal energy tax credits of up to $500 for various home improvements are a far cry from what they were in 2009 and 2010. But if you upgraded to one or more of the following systems in 2011, you may be eligible to take a tax credit on your

Twelve tips to sell your home

There are few things more frustrating to a seller than a home that sits on the market. It's stressful to keep a house in showing condition , and not selling can cost you lots of money. Use these tips as a quick guide to better your chances at selling

10 home winterization musts

Have you checked your furnace filter, insulation lately? By Bill and Kevin Burnett Inman News® It's been a mild winter throughout most of the country so far. That means we still have time to run through a foul-weather checklist. Here are 10 "must
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Is septic inspection really necessary?

Some buyers say 'water test' is enough to assess condition By Barry Stone Inman News® DEAR BARRY: When we bought our home, we did not have the septic system professionally inspected. Instead, we ran water at the sinks, bathtub and shower for
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Real Christmas Trees vs. Fake Christmas Trees: Which are Greener?

By: G. M. Filisko Published: December 10, 2010 How do real Christmas trees and fake Christmas trees stack up when it comes to the environment and cost? We’ve got the dirt. You can pick up a basic fake Christmas tree for as little as $23 from Lowe’s.
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4 ways to attract more buyers to real estate listings

By Dian Hymer Inman News™ Some buyers are looking for a home that's located in a specific neighborhood. Others have more flexibility regarding where they live. But most buyers share one thing in common: They want a home that's in move-in

Home Ownership Under Assault: 4 Issues Threaten Housing Market Recovery

By: Matt Dornic Whether you’re an owner, buyer, seller, or hope to own a home one day, it’s important to understand how the decisions made on Capitol Hill today will affect you tomorrow. Lawmakers are aiming proposed regulations right at your
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Top Reasons to Sell Your Home in Winter

Dian Hymer explains that, 'Aside from less competition, low borrowing costs give buyers incentive'. We're getting close to the end of the year, which begs the question of whether it's worthwhile trying to sell your home now. Is it a waste

4 steps to buy again after foreclosure

Mood of the Market By Tara-Nicholle Nelson Inman News™ Homeowners facing foreclosure seem to be desperate to buy again. Frequently, I receive letters from someone who hasn't yet lost their home to foreclosure but anticipates they soon will,

Take advantage of expiring tax deductions

By Stephen Fishman , Tuesday, November 22, 2011. Inman There are several tax credits and deductions set to expire at the end of the year, and given the federal deficit problem, there's a good chance they won't be extended. If you want to take
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Housing to gradually improve in 2012, NAR economist says

by KERRY CURRY Gradual improvement in the housing market is expected next year, with existing-home sales edging up 4% to 5% and new home sales getting an even bigger boost off this year's record lows, the chief economist of the nation's largest
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