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January 2010 - Posts

Important issues for Texas homeowners-How to get rid of your PMI

Private mortgage insurance (PMI) is required for mortgage loans where the buyer contributes less than 20% of the purchase price as downpayment. Lenders require PMI on most conventional mortgages because there’s a correlation between borrower equity
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Market versus apraised value

The appraised value of a property is a professional estimate of a property’s market value. It’s based on the recent sales of similar properties, square footage, location, construction quality, and more. An appraisal varies in cost depending
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Are you registered to vote?

Register to vote by Feb. 1 See this on Facebook and Twitter and spread the word Are you registered to vote? Your vote is your voice, and it's critical that Texas REALTORS® let our voices be heard at the polls on March 2. The Texas Legislature
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New Ownership and Relaunch of Exclusive Texas Hill Country Development Signals Renewed Optimism for Texas Real Estate Market

Skywater Over Horseshoe Bay to be Anchored by Jack Nicklaus Signature Golf Course Press Release Source: Skywater Over Horseshoe Bay On Thursday January 21, 2010, 1:54 pm EST HORSESHOE BAY, Texas , Jan. 21 /PRNewswire/ -- In a positive sign for the Texas
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Texas By Nature: Conservation benefitting Texas' most pristine river (complete article from source)

Source: Oak Hill Gazette, by Jay Harrod June 10, 2009 The mighty Dolan Falls is the crown jewel of the Conservancy's Devils River conservation work, which to date has helped protect 165,000 acres within the watershed. Photo © James King
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The Secret's Out

Real estate in texas JAN. 18, 2010 The secret’s out By MARTY KRAMER, Consumer columnist It’s one of the worst-kept secrets out there: Texas is a great place to live. If you need more proof of this, check out the Allied Van Lines Magnet States
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Austin Housing Market Braces for Recovery

From TexAS A&M Research center AUSTIN (Home Builders Association of Greater Austin) – The Austin area's new home market could be headed toward a recovery, experts said Wednesday at the 2010 Economic Housing Forecast. “The resiliency
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Lowering your property taxes

Why are property taxes so high? Very simply, Texas does not have an income tax from which to derive funding for local services – fiscal support for things like public schools, police service, fire protection, and road repairs must come from other
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Property Taxes a Worry for Some Retirees

Property Taxes a Worry for Some Retirees News Release No. 20, May 2007 By Bryan Pope, Associate Editor TAMU Real Estate Center COLLEGE STATION, Tex. – Much has been written about the substantial growth in property tax rates over the past 20 years.
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Homeowners insurance isn't one size fits all

Toni Momberger, Real estate editor Posted: 01/08/2010 11:53:38 AM PST var requestedWidth = 0; if(requestedWidth > 0){ document.getElementById('articleViewerGroup').style.width = requestedWidth + "px"; document.getElementById('articleViewerGroup').style.margin
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Organize your loan options with a spreadsheet

Choosing from the variety of loan options available is a complex process. There are multiple factors for you to consider such as different loan terms, time limits and monthly payments. So, finding the best deal for you can take some work. The first step
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What You Can Do to Improve Your Credit

Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors
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Now may be remembered as one of the greatest buyer's markets

By BOB JEFFRIES For first-time buyers If you have not owned a home before or don't own one currently ... THE GOOD NEWS: This may be remembered as one of the greatest buyer's market in our lifetime. You have a tremendous selection of new and existing
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Buying a house? Learn the lingo

By Christa Buchanan C & G Staff Writer What does FDR mean? Not Franklin Delano Roosevelt, that’s for sure. Many first-time homebuyers think the hard part of the home-buying process — the endless paperwork and research that goes into getting
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